So...long story short, my family and I need financial help.
Long story long...a "surprise" came up in the mail today...apparently, the mortgage payments were behind, but because of this, they're raising the monthly payments by about $200 per month.
This is something that we can't do. We're already struggling financially, basically living from paycheck to paycheck. an additional 200 dollars on top of what we already pay has the huge potential to throw us over the edge.
I live with my mother, father, brother and sister. I am currently in between jobs. Both my parents work, and so does my brother, at a fast food place. My sister is in middle